Geopolitics, Oil and the Next Cashflow Test for SMEs

Periods of geopolitical stress have a habit of revealing underlying financial weaknesses. The current conflict in the Middle East is unlikely to be an exception. The immediate transmission channel…

Pay Day Super: A Solvency Wake‑Up Call for SMEs

From 1 July 2026, Australia’s superannuation system will undergo one of its most significant operational shifts in decades: Pay Day Super. While the policy intent is clear — improving…

Success Story: Delivering a Successful Small Business Restructure

Situation A long‑standing creative‑sector training provider approached Charles & Co amid increasing financial pressure. Years of growth had introduced higher operating costs, seasonal income fluctuations and a legacy of…

Key Insights from Our Sydney SBR Presentations

Key Insights from Our Sydney SBR Presentations  On 14–15 October 2025, our Founding Director, Claudio Trimboli, delivered two engaging sessions on Small Business Restructuring (SBR) at the Sydney offices…

Sucess Story: Resolving Disputes, Delivering Value

Situation  In late 2024, Keystone Developments Seddon Pty Ltd, a property developer, entered voluntary administration amid financial pressures and operational constraints. With creditor confidence wavering and key assets under…

Director Penalty Notices (DPNs): What Australian Directors Need to Know

What is a Director Penalty Notice? A Director Penalty Notice (DPN) is a formal notice issued by the Australian Taxation Office (ATO) that makes company directors personally liable for…

Insolvency Outlook for FY2026

By late 2024, forecasts pointed to continued rises in insolvencies into the first half of 2025. So far in 2025, insolvencies have stabilised but remain elevated, particularly in the…

Charles & Co facilitates the sale of a top wet wipes manufacturer

What was the situation?  Our client, Australia's top manufacturer of wet wipes, faced numerous challenges. They were confronted with a winding-up application from a former supplier due to unpaid…

Charles & Co helps auto parts retailer with a successful small business restructure

What was the situation?  Our client, Australia’s largest retailer of luxury sport auto parts servicing customers across Australia via a sophisticated online platform, faced significant tax debts that accrued…

Charles & Co Assists Automotive Repair Business with Small Business Restructure

What was the situation?  Our client, a well-established automotive repair business serving Melbourne’s South Eastern Suburbs for over 30 years, faced significant tax debts due to the prolonged impacts…