Insolvency Statistics: What the Numbers Tell Us
Stress in business rarely appears suddenly. Instead, it builds over time, often masked by revenue growth and optimism. ASIC’s latest data shows many Australian businesses are now feeling the…
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Geopolitics, Oil and the Next Cashflow Test for SMEs
Periods of geopolitical stress have a habit of revealing underlying financial weaknesses. The current conflict in the Middle East is unlikely to be an exception. The immediate transmission channel…
Pay Day Super: A Solvency Wake‑Up Call for SMEs
From 1 July 2026, Australia’s superannuation system will undergo one of its most significant operational shifts in decades: Pay Day Super. While the policy intent is clear — improving…
Success Story: Delivering a Successful Small Business Restructure
Situation A long‑standing creative‑sector training provider approached Charles & Co amid increasing financial pressure. Years of growth had introduced higher operating costs, seasonal income fluctuations and a legacy of…
Key Insights from Our Sydney SBR Presentations
Key Insights from Our Sydney SBR Presentations On 14–15 October 2025, our Founding Director, Claudio Trimboli, delivered two engaging sessions on Small Business Restructuring (SBR) at the Sydney offices…
Sucess Story: Resolving Disputes, Delivering Value
Situation In late 2024, Keystone Developments Seddon Pty Ltd, a property developer, entered voluntary administration amid financial pressures and operational constraints. With creditor confidence wavering and key assets under…
Director Penalty Notices (DPNs): What Australian Directors Need to Know
What is a Director Penalty Notice? A Director Penalty Notice (DPN) is a formal notice issued by the Australian Taxation Office (ATO) that makes company directors personally liable for…
Insolvency Outlook for FY2026
By late 2024, forecasts pointed to continued rises in insolvencies into the first half of 2025. So far in 2025, insolvencies have stabilised but remain elevated, particularly in the…
Charles & Co facilitates the sale of a top wet wipes manufacturer
What was the situation? Our client, Australia's top manufacturer of wet wipes, faced numerous challenges. They were confronted with a winding-up application from a former supplier due to unpaid…
Charles & Co helps auto parts retailer with a successful small business restructure
What was the situation? Our client, Australia’s largest retailer of luxury sport auto parts servicing customers across Australia via a sophisticated online platform, faced significant tax debts that accrued…